Consolidating to one
If you prefer to complete a paper application, click on the Forms tab above.Smart Money Tip If you have any questions, contact us or call 701.328.5660.A variable interest rate can change based on changes to an “index.” Learn about BND’s fixed and variable interest rate options here.The interest rate is the rate of interest you will pay on the loan for borrowing the funds.If you want the loan, no further action is required on your part.BND will distribute your loan to your other lenders as soon as the required waiting period has passed.Log in to your online account and view your application status. It will state “Credit Approved” or “Credit Denied, Need Credit Worthy Cosigner.” If you are still unsure about the status of your loan, please email BND or call 701.328.5660 and we would be happy to assist you.Cosigning a loan is an action that should never be taken lightly, as it can have very serious implications for your credit history.
Learn more about fixed and variable interest rates.Click here to see examples of the Loan Approval Disclosure.Smart Money Tip When BND receives the required form, your loan will be updated and a Final Loan Disclosure will be sent the following business day.BND: BND will send you a Loan Approval Disclosure as soon as it receives the the payoff information from your other lenders.Borrower: The Loan Approval Disclosure is time sensitive and needs to be signed and returned before the last date of acceptance listed on the disclosure.
* The Annual Percentage Rate (APR) is different from the actual interest rate because the APR considers fees and reflects the cost of your loan as a yearly rate.